buy custom Consequences of the Uninsured Problem essay

buy custom Consequences of the Uninsured Problem essay Introduction Health insurance has a lot of benefits, not only to a working population but also to employers, government, as well as hospitals and doctors. Having a health insurance policy ensures that the individuals along with their families are provided with access to quality medical care, such that they can be taken through preventive measures like immunization, maintenance procedures like frequent medical checkups, and early diagnosis to prevent chronic diseases that can be cured if detected early. All these would imply less health care costs incurred by the hospitals and doctors, as early diagnosis prevents the high cost emergency treatments for most conditions. The government also ends up having to spend less money on health care and the employers and their employees pay lower premiums for their cost sharing insurance arrangements. Generally, everyone is covered when there is adequate health insurance coverage. The other side of that story is, however, not as good. The Problem Statement Gruber (2008) reckons that being uninsured implies that ones access to health care facilities is heavily hampered; it leads to cases when people get to a doctor when their health is severely deteriorated, requiring emergency primary care. This means that there are no preventive or maintenance measures, and the possibility that they cannot afford the cost of this care is also real. The expense is thus transferred to the hospital, the government and the insurance policy holders as the premiums get hiked to cover the rising costs of health care. When the uninsured persons are employed, it means they will be unhealthy and thus fail to report to work for a given number of days. Considering that their illness could have been prevented through vaccination or treated early as a minor problem if caught during a frequent medical checkup, this loss of working days is totally unnecessary and often costs the employer a lot in terms of time and money. Impacts of the Uninsured Issue on Various Stakeholders The major stakeholders in the uninsured issue are hospitals, government, employers, patients, physicians and insurers (Ziller, Coburn Youseflan, 2006). All of these groups are exposed by the uninsured issue in one way or another as discussed below. Hospitals often take in the severe cases that need primary care in the emergency department. This is often very expensive in that the cases brought in by the uninsured tend to be preventable or treatable at a relatively cheaper cost, if diagnosed early. The fact that these individuals do not have access to preventive measures and maintenance procedures leaves them vulnerable to conditions that are not only treatable, but also very preventable. Hospitals are typically responsible for the costs incurred in their emergency departments and thus the uninsured hike these costs (Ziller, Coburn Youseflan, 2006). Also, the high numbers of the uninsured populations in the US implies that these hospitals have a heavy work load in the emergency department. More often than not, this compromises the quality of health care that can be availed by these hospitals, unless the funding is matched to the demand. As more uninsured persons seek health care, more funding is required to sustain the quality of the health services at an acceptable level. The government is partially responsible for funding the health sector, and with so many uninsured individuals the budget is bound to be high. Hospitals cannot run without adequate funding and thus the government needs to cover the deficit if the quality of health care is to be maintained (Sered Fernandopulle, 2008). Also, when an uninsured person checks in to a hospital in a critical state and is later on proven unable to cover their bills, the government has to absorb this cost to cushion the hospitals. The physicians also suffer from the uninsured issue, as they have to deal with emergency cases that are treaatable if diagnosed early or even preventable if the patient has access to routine medical checkups and other preventive measures like vaccination. The high uninsured populations also ensure that the physicists have too much work in the emergency departments. It also frustrates them, given the lives that could have been saved and yet end up being lost as a result of delayed medical attention. It can thus be stated that from the physicists perspective, the uninsured issue increases the cost of health care with regards to the high number of patients they have to deal with, compromises the quality of service, as they have to work longer hours and limits access as there are always too many patients seeking their attention in the emergency room for conditions that should have been diagnosed and treated early as minor conditions, or prevented through immunization. For the insured patients, the uninsured issue increases the cost of insurance as the health care costs go up. They are thus forced to pay higher than normal premiums in order to ensure that the hospitals can maintain the quality of care that they are accustomed to. Also, the fact that there are often many cases in the emergency department implies that these insured patients are unable to access their physicists when they have real emergencies to deal with. For the uninsured, the impact is limited access to health care, high cost of health care at the emergency department and, in some cases, poor quality treatment given that the physicians are overloaded at the emergency department. Employers use health insurance as a motivational package to attract and retain a skilled workforce. However, over 80% of the uninsured population is employed or from a working family (Marwick, 2012). This implies that there are a number of employers who do not provide medical insurance coverage for their employees even on a cost sharing basis and yet an employment-based insurance is the most common and convenient one. Having uninsured employees results in too many cases of sick leaves, as well as low employee retention. Buy custom Consequences of the Uninsured Problem essay

June Themes and Activities for Elementary Students

June Themes and Activities for Elementary Students If youre still in the classroom when summer starts,  use these ideas for inspiration to create your own lessons and activities or use the ideas provided. Here is a list of June themes, events, and holidays with correlating activities to go with them.   Celebrate Month-Long June Themes and Events National Safety Month - Celebrate safety by teaching your students tips about fire safety, how to avoid strangers, or other safety topics. National Fresh Fruit and Vegetable Month - Celebrate National Fruits and Vegetable month by teaching your students about the importance of nutrition. Dairy Month - This is the time of the month when we are all reminded of the great importance of everything dairy. During this month try this milk paint recipe with your students. Great Outdoors Month - June is a special time to celebrate the great outdoors! Plan a field trip with your class and dont forget to set the rules for a successful trip! Zoo and Aquarium Month - Teach students about the zoo with a few animal crafts, and all about the aquarium by having students create an ecosystem. June Holidays and Events June 1st Donut Day - Whats a better way to celebrate Donut Day than to eat them! But, before you do that, first have students use a plastic knife to try and cut the donut into different sections to reinforce fraction skills.Flip a Coin Day - Sounds like a silly day to celebrate, but there are endless opportunities for students to learn from just flipping a coin! Students can learn probability, or you can have a coin toss challenge. The ideas are endless.Oscar the Grouchs Birthday - Kindergarten classes will love celebrating Oscar the Grouchs birthday! Celebrate by having students make birthday cards and sing Sesame Street songs.Stand for Children Day - Honor Stand for Children Day by making sure they will be college ready. June 3rd First U.S. Spacewalk - Celebrate Ed Whites spacewalk by having students participate in space-related activities.Egg Day - National Egg Day is a fun day to promote eggs. Use this day as an opportunity to teach your students the importance of eggs. Egg carton crafts would also go perfectly on World Egg Day!Repeat Day - Repeat Day can be a fun opportunity for students to review what they have learned. On this day have students repeat everything they did the day before. From wearing the same clothes to eating the same lunch, and learning the same things. June 4th Aesops Birthday - This is a day for students to discover all about Aesop by reading his famous fables.Cheese Day - Celebrate Cheese Day by having students bring in different cheese snacks and singing the Cheese song.First Ford Made - In 1896 Henry Ford made his first operational car. On this day have students discuss what life would be like if we didnt have cars. Then have students write a story about their ideas. Use an essay rubric to assess their work. June 5th First Hot Air Balloon Flight - In 1783 Montgolfier brothers were the first to take a hot air balloon flight. Celebrate the Montgolfier brothers great accomplishment by teaching students the history of balloons.National Gingerbread Day - Celebrate this yummy food by having students create gingerbread crafts.Richard Scarrys Birthday - Richard Scarry, born in 1919 is a famous author of childrens books. Celebrate this magnificent author by reading his book, The Best Christmas Book Ever.World Environment Day - Celebrate World Environment Day by learning unique ways for reusing and recycling items in your classroom. Plus, teach your students about how to take care of our earth with these activities. June 6th D-Day - Discuss the history and show pictures, as well as read some personal stories about that day.National Yo-Yo Day - Buy enough Yo-Yos for students to have a contest. The first person to keep it going the longest wins! June 7th National Chocolate Ice Cream Day - Celebrate this fun day by eating ice cream during snack time. June 8th   Frank Lloyd Wrights Birthday - Celebrate this special birthday by having students make an airplane craft.World Oceans Day - Take a field trip to your local Aquarium to celebrate this day. June 10th Judy Garlands Birthday - Judy Garland was a singer and actress who starred in the Wizard of Oz. Honor her great accomplishments by viewing the movie she was best known for.Ballpoint Pen Day - This may sound like a silly day to celebrate, but students will love being able to write with different color pens throughout the day instead of the same old boring pencil. June 12th Anne Franks Birthday - Born in 1929 in Frankfurt am Main, Germany, Anne Frank was a true inspiration to all. Honor this beautiful girls heroism, by reading the book Anne Franks Story: Her Life Retold for Children.The Baseball Was Invented - What is a better way to celebrate the day the baseball was invented then by having students participate in a class baseball game! June 14th   Caldecott Medal First Awarded - In 1937 the Caldecott Medal was first awarded. Honor the winners of this award by reading your students the books that won.Flag Day - Celebrate this day with Flag Day activities. June 15th Fly a Kite Day - This is a special day to celebrate with your students because it is the anniversary of Ben Franklins Kite Experiment in 1752. Celebrate this day by making a kite with your students. June 16th Fathers Day- Every third Sunday of June we celebrate Fathers Day. On this day have students write a poem, make him a craft, or write a card and tell him how special he is. June 17th Eat Your Vegetables Day - Its important to eat healthily. On this day have students bring in a healthy snack, and discuss the importance of healthy eating and getting enough sleep. June 18th International Picnic Day - Have a class picnic to celebrate International Picnic Day! June 19th Juneteenth - A day to celebrate the commemoration of the ending of slavery in the United States. Discuss famous women in history, and slavery statistics. June 21st First Day of Summer - If you are still in school you can celebrate the end of school with fun Summer activities.World Handshake Day - Have students describe their ideal world and draw a picture of their interpretation of World Handshake Day.United Nations Public Service Day - Help students recognize the importance of giving back by taking a field trip to your local food shelter or hospital. June 24th International Fairy Day - Have students write a fairy tale to honor this special day. June 25th Eric Carles Birthday - This beloved author should be celebrated every day. Honor Eric Carles birthday by reading some of his famous stories. June 26th Bicycle Patented - Where would our world be if we didnt have the bicycle? Use that question as a writing prompt for your students. June 27th Helen Kellers Birthday- Born in 1880, Helen Keller was deaf and blind but still seemed to accomplish a great deal. Read a collection of inspiring quotes by Helen Keller while teaching your students her back-story.Melody for Happy Birthday Song - Have students use the melody of the Happy Birthday song to re-write their own version of the famous song. June 28th Paul Bunyan Day - Celebrate this fun-loving giant lumberjack by reading the story The Tall Tale of Paul Bunyan. June 29th Camera Day - On Camera Day have students take turns taking photographs of each other and turn their photos into a class book. June 30th Meteor Day - Show students how a meteor shower  actually works.

Argumentative paper on why Gun Control law should stay the way it is Essay

Argumentative paper on why Gun Control law should stay the way it is - Essay Example Many may argue that this will lead to an increase in the occurrence of such cases but on the contrary, if the students are taught how to handle the arms such as guns responsibly, they ought to access and carry them for their safety (Valdez, Angela & Ferguson 2012). This means that if students are allowed to own and carry their guns to their respective campuses, they will feel secure and comfortably learn. Another rampant case is that of sexual harassment (Bjorklund & Ruth 2013). This does not happen to the female gender only but also the male gender. When an individual fall a victim to such a case, it becomes easier to defend one-self when having a gun and also the know-how to handle it without basically killing the attacker. A student who has a gun, when he or she is attacked can put minor injuries on the attacker so as to scare him or her away. By doing this, students will be able to protect themselves against murder and any other illicit

Administrative law Essay Example | Topics and Well Written Essays - 1000 words

Administrative law - Essay Example isability act it is deemed statutory that individuals with such incapacitation be assisted and financed to enhance their ability to attain their potential with sustainable resources. Barry was therefore, referred to the social department of Gloucestershire council on 15 September which adequately assessed her needs and made arrangements to provide her with the services (Aden Chambers, 2010). As assessed he was to be supported with home care support for shopping, pension, laundry and cleaning services and provision of meals on wheals 4 days a week. She used to receive routine visits from the department officials where nearly after some time her needs were re assessed and identified to be the same. However, on 29 September 2004 after the review she received communication from the department stating a drop on some key services offered by the local authority citing lack of sufficient funding from the central Government (Diamond 2009, P, 345). This solidly initiated the need for legal red ress to enable provision of entire services by the department. The case was heard and determined by judges as analysed below (Aden Chambers 2010). In his outset assertion based on legal provisions of the land, Judge Lloyd categorically stated that the local department had a statutory duty of providing disadvantaged individuals with necessary life essentials (Pumwar and Peloquin, 2011, p. 63). Although he ruled that the local council had no power to regulate percentage resources allocated by the central Government, he noted that local authority had an obligatory duty to discharge and that their resource constraints had no bearing. He state that once the assessment and amicable agreement was done the department in whatever state should have not reneged from providing the services to Barger (Kaldor, 2003, p.56). He stated in his ruling â€Å"The defendant’s actions were unlawful for the reason that on the sole basis of having exhausted available resources, withdrawn services previously

September 11: War Against Terrorism is Necessary Essay -- September 11

September 11: War Against Terrorism is Necessary      Ã‚   On the fateful morning of September 11, 2001, few of us knew that the history of America, let alone our individual lives, was dramatically and permanently changing. As the day progressed, Americans, one by one, were dumbfounded at the events that had occurred.   This is by no means the first terrorist attack in the history of the world.   Nor will it be the last.   Many cultures over time have been greatly wounded and even overcome by these fiendish terrorist attacks.   Thankfully, the United States' history has not been heavily tarnished by these assaults - until now.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Since the days of the attack, many national and world leaders have come together to declare war on terrorism.   A valiant effort has been made in order to defeat these evils.   An immediate counter-response has been called for, and necessarily so.   On September 20, 2001, in a joint session of Congress, President George W. Bush spoke of a new war when he said, "Our war on terror begins with al-Qaida [the terrorist group founded in Afghanistan by Usama Bin Ladin in the late 1980s], but it does not end there. It will not end until every terrorist group of global reach has been found, stopped, and defeated" (Bush Announces Start of a "War on Terror").   He expounded further, explaining that "...the only way to defeat terrorism as a threat to our way of life is to stop it, eliminate it, and destroy it where it grows" (Address to a Joint Session of Congress and the American People).   Our way of life would most assuredly be preserved, were it only possible to realize these noble ideals of eliminating terrorism.     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   In the war against terrorism, it is, unfortunately, nearly impossible to beco... ...oes the occurrence of retaliatory behaviors.   The war against terrorism is a needed effort, however it is a war whose end is not yet in sight. Works Cited: Address to a Joint Session of Congress and the American People. September 20, 2001. White House: President George W. Bush. 25 September 2001 <http://www.whitehouse.gov/news/releases/2001/09/20010920-8.html> Bush Announces Start of a "War on Terror". 20 September 2001. U.S. Department of State's Office of International Information Programs. 24 September 2001 <http://usinfo.state.gov/topical/pol/terror/01092051.htm> Punishment and aggression. Selva, Michel. 27 February 1998. NESBAT. 02 October 2001   <http://www.tiac.net/users/suzon/sloane.html> Sidman, Murray. "Coercion and Its Fallout." Cambridge Center for Behavioral Studies. 24 September 2001. http://www.behavior.org/>.

Unit Reflection

The main subjects I learned in this unit was plagiarism and cheating on assignments. This unit reflects the do's and don't on how to pass this class. I believe that informing the students on how to pass is helpful for the teachers and parents. Plagiarism is the use of copying someone's words or ideas and using them as your own. For example, if you copy and paste a quote with no documentation of where you found it, that's plagiarism. It's illegal to plagiarism someone else's work as your own.However, the lack of knowledge some students have about plagiarism could effect their work. Unintentional plagiarism can be common because the student honestly believes they are doing nothing wrong. Although It Is unintentional you should expect some suspicion from teachers. Cheating has became common In America as more students are cheating themselves out of their work. Cheating Is being dishonest in order to gain an advantage in one's school work. For example, Your friend finished her essay befo re you could even start working on it. She leaves it with you for you to copy and turn it in. Inning your friends work instead of taking the time to do your own is cheating. In the end you are Just cheating yourself by not learning what you need to know. The teachers can easily spot when you cheat so it's best not to do it at all. Time management will help you pass this course. Going back and checking the discussion board will help make a good discussion. If everyone Just forgot about the board then no one would interact with one another. However, being respectful Is the most Important when talking to other students. I believe time Is what I need to personally focus on during assignments.My time management Is unrecognized and scattered. Personally, I need to make a schedule for my time and the assignments due. For example, the time I expect to spend on online courses in order to meet my goal is doing at least two subjects a day. I plan on working from 8 to 12 everyday except on Sund ays. The best kind of work Is your own work. When ideas come from you it's more genuine and you'll feel more confident in your school work. This unit helped me understand how to pass this course. My confidence in passing is better now than it was before I read this unit. Could effect their work.Unintentional plagiarism can be common because the student honestly believes they are doing nothing wrong. Although it is unintentional in America as more students are cheating themselves out of their work. Cheating is with you for you to copy and turn it in. Using your friends work instead of taking the board then no one would interact with one another. However, being respectful is the most important when talking to other students. I believe time is what I need to personally focus on during assignments. My time management is unrecognized and The best kind of work is your own work.

The Holocaust Essay - 532 Words

The holocaust, or Shoah was a systematic, planned program of genocide to exterminate all Jews. This government based program was carried out by Hitler, and its allies in the Nazi army during world war two. Approximately 6 million Jews were killed, and if the murder of the Romani, Soviet civilians and prisoners, the disabled, homosexuals, and others who apposed to Hitler’s religious, political and social views were counted, this number would be more like 11 to 17 million. The holocaust is generally described with two periods, 1933-1939, and 1939-1945, the end of WWII. Hitler believed Germans were racially superior and deemed Jews and other ‘undesirables’ a threat and ‘impurity’ to the community. In 1933, before Nazi Germany came into†¦show more content†¦He gradually introduced new laws, from prohibiting marriage between Aryans and Jews, to excluding them from education and employment and denying German Jews their Civil rights and had their citizenship stripped from them. During the first part of Hitler’s Regime, the government established concentration camps to confine and detain anyone the Nazi’s though as political, cultural and ideological opponents. The first Concentration camp was built in January, 1933, right after Hitler came into power. Hitler gained further support for his ideas by propaganda, which filled the media of Germany with pro-nazi material. All forms of communication; newspapers, radio, books, TV, art, music and movies were controlled by the Nazis. This way, nonother than what the Nazi’s wanted published could only be distributed to its society, and preventing news about the Holocaust from getting anywhere outside of Germany. This propaganda identified the Jews as an inferior ‘race’, and the source of Germany’s defeat and economic depression in world war one on them. Eventually Jews and other ‘undesirables’ were sent to death camps, while others went to forced labour camps and used as slaves to produce materials for weapons in war, and a range of goods, such as shoes, clothes and good. These death campsShow MoreRelatedHolocaust : Holocaust And Holocaust1247 Words   |  5 Pages History of holocaust Holocaust Term Paper Jewish people were tortured, abused, and subjected through horrific unfathomable situations by Nazi Germany during the Holocaust. Despite all of the unpragmatic hardships Jews all over Europe faced, many stayed true to their faith and religion. There are numerous stories in which Jewish people tried to keep the roots of their religion well knowing the risk of torture and death. The never ending fear of Jewish people living in the Ghettos and trying to surviveRead MoreHolocaust : The Holocaust And Holocaust1247 Words   |  5 PagesWe all know the horrific experience, the Jews faced during the Holocaust and after it. Even after some survived the holocaust physically, they will always be tormented and haunted by those gruesome memories from those inhumane actions that were directed towards them. After, all they went through it is obvious the holocaust affected the survivor s drastically, but how about the future generations of Jews. In which I believe the holocaust did in fact affect the second generation, but the third generationRead MoreThe Holocaust : A Holocaust930 Words   |  4 PagesThe Holocaust is one of the most well known genocides that have taken place. It had destroyed millions of Jewish lives and has caused a historical pain to these people that cannot be taken away till this day. The Holocaust can be seen from Goldhagen’s perspective of eliminationism. It did have all of the five steps and yet there was uniqueness about the Holocaust. The first one that can be looked at is the concentration camp itself. The history of the camp and the stories are still being unfoldedRead MoreHolocaust : The Holocaust And Holocaust1328 Words   |  6 PagesThe Holocaust The holocaust is a term originally referred to a religious rite in which an offering is incinerated. But today, has another meaning; is any human disaster of great magnitude and importance, mainly refers to the extermination of the Jews who lived in Europe conducted by the Germany government. Throughout the nineteenth century, the Jewish community was improving their situation and their rights equalized to those of other citizens in most European countries. But despite this, these peopleRead MoreHolocaust : An Examination Of The Holocaust1117 Words   |  5 Pages In the summer of 1944 the soviets freed the Jewish from the concentration camps like Belzec, Treblinka and the most infamous killing camp Auschwitz. In an examination of the holocaust I will converse the effects of the holocaust and their worlds response, to its victims and perpetrators. The aftermath of the holocaust shows the mass Genocide people found, as Germany cures itself it showed civilization that we should not let someone manipulate us, and let them change our ideals and beliefs. I willRead MoreThe Holocaust Of The Jewish Holocaust858 Words   |  4 PagesThe Jewish Holocaust is often described as the largest, most gruesome holocaust in history. It began in 1933 with the rise of Adolf Hitler and lasted nearly twelve years until the Nazi Party were defeated by the Allied powers in 1945. The expression â€Å"Holocaust† originated from Greece which is translated to â€Å"sacrifice by fire†. This is a very proper name considering the slaughter and carnage of Jewi sh people inflicted by the Nazis. In addition to the Jewish, Gypsies, Jehovah’s Witnesses, homosexualRead MoreThe Holocaust : The Causes Of The Holocaust804 Words   |  4 PagesAfter WW2, there was a thing called the holocaust. There were many concentration camps all over Germany where many Jews were killed in different ways. It happened between WW1 and WW2, 1933-1945. My position on why this happened is that Germany was going through a rough time, so Hitler wanted their country to resemble power. Read on to learn more about the causes and ways the Holocaust could have been avoided. The Holocaust was a mass slaying of groups of people which that Germany saw as inferiorRead MoreThe holocaust959 Words   |  4 Pagesï » ¿Year 10 Humanities 2013 Unit 2: World War 2 Task 2 The Holocaust The Causes of the Holocaust The Process of the Holocaust In 1933, the Jewish population of Europe stood at over nine million. Most European Jews lived in countries that Germany would occupy during World War II. By 1945, the Germans killed nearly two out of every three European Jews as part of the Final Solution, the Nazi policy to murder the Jews of Europe. Although Jews, whom the Nazis deemed a priority danger toRead MoreThe Holocaust971 Words   |  4 Pagesof the Holocaust The Holocaust was one of the most horrible and dreaded events in history. Millions of Jews were killed, leaving many families devastated and hopeless. With the goal of racial purity, Adolf Hitler- along with many other Germans believed the Jews caused the defeat of their country, and led the Nazis to the elimination of Jews. For this reason, â€Å"Even in the early 21st century, the legacy of the Holocaust endures†¦as many as 12,000 Jews were killed every day† (The Holocaust). LaterRead MoreHolocaust Final Draft : Holocaust1495 Words   |  6 PagesAnthony Harmon Holocaust Final draft World History The holocaust started when Adolf Hitler became Germany’s dictator, and they started the organization called the Nazis. They started by terrorizing the Jewish community in Germany, then eventually put them all into concentration camps. In one of the bigger camps, they experimented and took newborn babies away from the nursing mothers and they were seeing how long they would survive without feeding. Between 1945 and 1985, about 5,000 Nazi